Illinois Private Party Vehicle Tax, Tags & Title Calculator
Calculate your true first-year out-of-pocket costs for a private vehicle sale in Illinois. Accurately accounts for Form RUT-50 statutory use tax tables, $165 certificate of title fee, 1 or 2-year tag registration, and state-specific regulations.
Vehicle & Transaction Details
Enter purchase information to calculate true out-of-pocket costs in Illinois.
Illinois Notice: Illinois taxes the full agreed vehicle price — trade-ins do not reduce the tax base on private-party sales.
Estimates only — not tax or legal advice. Verify with the Illinois Department of Revenue or Cyberdrive Illinois.
Illinois assesses use tax on private-party vehicle purchases using Form RUT-50 statutory tax tables (Table A by vehicle age when under $15,000; Table B by purchase price bracket when $15,000 or greater).
Trade-in deductions are not permitted on private-party vehicle sales in Illinois; use tax is calculated on gross purchase price or vehicle age.
Standard passenger vehicle registration is $151.00 annually; electric vehicles pay an additional $100.00 annual EV road fee.
County & Local Tax Note: Illinois private-party vehicle purchases are reported on Form RUT-50 using statutory flat-tax tables (Table A by vehicle age under $15,000; Table B by purchase price bracket for $15,000 and over). Cook County and City of Chicago levy an additional $15 vehicle use tax.
First-Year Out-of-Pocket Cost
Illinois
Sales/Excise Tax + Title Certificate + Tags & Registration
Form RUT-50 Table B flat tax ($15,000–$19,999.99 bracket)
Standard state title certificate issuance
Unfinanced / cash purchase (waived $0.00)
Base license plates & tags
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Illinois Private Vehicle Sales & Tag Rules
Essential statutory answers regarding MVA excise taxes, titling requirements, and tag renewal fees.
In Illinois, private-party vehicle sales are reported on Form RUT-50 (Private Party Vehicle Use Tax). Tax is not a flat percentage; it is determined by statutory tables. If the purchase price is under $15,000, tax is a flat fee based on vehicle age (Table A, ranging from $100 to $465). If the purchase price is $15,000 or greater, tax is a flat fee based on purchase price brackets (Table B, starting at $850 for $15,000–$19,999.99 up to $10,100 for $1,000,000+).